Our Smart Options Basic loan has all your standard loan features, with no ongoing account management fees. With the flexibility of multiple accounts, and the option to choose between fixed or variable interest rates, and principle and interest or interest only accounts – you get to choose how your loan works for you!
Redraw facility to enable you to pay extra money into your loan that you can take out later if you need it
- Family guarantee1 feature – this feature allows an immediate family member to use the equity in their property to support your loan application
- Build or renovate – funds can be used to build your home on new or existing land, or to renovate your existing home