Where the big lenders stop, Connective Home Loans Solutions continues.

Sometimes getting the right home loan can be a challenge, especially if you’ve been knocked back by the banks, have a blemish on your credit report, are self-employed or don’t have up-to-date tax returns. This is where Connective Home Loans Solutions comes in!

Whatever your circumstances, Connective Home Loans Solutions takes a personal approach to your home loan. Your broker will work with you and base decisions on discussions and supporting documentation, not data alone. The approach is based on flexible lending criteria to help you begin your journey.

Connective Home Loans Solutions takes your circumstances seriously.

Criteria which is ‘outside the box’

  • Newly employed
  • Newly self-employed
  • Tax returns not completed
  • Outside of the Lenders Mortgage Insurance requirements
  • Have ‘non-genuine savings’
  • Require a longer loan term

Alternative income sources

  • Self Employed Income
  • Full time / part time / casual / second job
  • Child support
  • Governments benefit income
  • Workers compensation
  • Income protection
  • Bonus / Commission / Overtime
  • Car allowance / Company vehicle

Credit challenges

  • Past defaults (paid or unpaid)
  • Part IX or X debt agreements
  • Discharged bankrupt (one day)
  • Unlimited mortgage arrears (within last 6 months)
  • Late payments on credit / mortgages
  • Refused credit from bank or another lender

 Solutions takes into consideration a range of circumstances. To find out more about how a Connective Home Loans Solutions loan could bring your plans to life, speak to your broker.

Connective Lender Services Pty Ltd ABN 51 143 651 496 Australian Credit Licence 389328. Credit provided by Pepper Finance Corporation Limited ACN 094 317 647.

Pepper Group Limited ACN 094 317 665 Australian Credit Licence Number 286655, is the servicer of loans made by Pepper Finance Corporation Ltd ACN 094 317 647.