When ownership’s complex, we’re flexible

Simplifying complex scenarios with bridging finance

When a scenario falls outside of the typical structure - including factors such as shared ownership or different names on title - we can offer the flexibility needed to get the deal done.

Take this scenario for example, where a son, his wife, and his mother were purchasing a new, larger home together to accommodate shared living, using a single asset to buy before selling.

In this scenario:

• The mother’s existing property, held solely in her name, was used as security.
• The new property was purchased in three names: the son, his wife, and his mother.

We were able to workshop a solution that didn’t require ownership restructuring or delays to the process.

Here's how we structured the loan:

• Loan amount: $1,160,000
• LVR: 50%
• Loan term: 12 months
• Security: Mother’s existing home
• Purpose: Bridging to purchase a larger, shared family home

Bridging finance can help with a wide range of complex scenarios. Not sure if it’s right for your client? Give your CHL or Connective Bridge BDM a call, we’re here to help.