With flexible product options, a digital end-to-end process, and two submission models to suit your business, Connective Reverse gives you the tools to confidently support a rapidly growing market while driving new business opportunities to support an untapped client segment.
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Connective Reverse, funded by Household Capital, is designed to meet the evolving financial needs of Australians aged 60 and over. Whether your clients want to boost cash flow, support family, or plan for aged care, this flexible solution helps address a wide range of real-life needs in later life.
Have a client suited to Connective Reverse? Simply refer their details through our digital form below and we’ll take care of the rest, keeping you informed throughout the process while you earn commission.
Ready to make this a core part of your business strategy? Become accredited to write full applications via the digital application process with clients independently.
Richard, a retired accountant, realised that his retirement savings wouldn’t last forever. He wanted to help pay for his grandchildren’s education a legacy he believed in deeply but also needed to plan for his and his wife's future needs.
Instead of selling the home they loved, Richard used Connective Reverse to unlock equity and access the funds he needed. Now, he can support his family and enjoy retirement without financial stress, a decision he says has “taken the anxiety out of life”.
When Michael lost his wife, he was faced with financial uncertainty. As a self-funded retiree, his income had already taken a hit during the pandemic, and with the family home still in his wife’s name - and a mortgage to repay - his bank offered little flexibility.
Through Connective Reverse, Michael was able to transfer the home into his name, pay out the existing mortgage, and set up a regular income stream. With no more loan repayments and access to extra funds for home repairs or enjoyment, Michael says it’s “a great relief” to now spend on what his wife used to call “fun and excitement.”
Silkie had always been fiercely independent, but as her eyesight deteriorated, her confidence and mobility declined. After a serious accident, she required 24-hour care and an unexpected cost of over $400,000 that went far beyond what the government could cover.
With her remaining savings only lasting 12 months, Vicky and her husband sought advice. Through Connective Reverse, they were able to unlock the equity in Silkie’s home and create a care plan that allowed her to remain in familiar surroundings with the support she needs.
Now, Silkie continues to live safely at home and her family has peace of mind knowing they can fund the care she deserves without financial stress.
Enables clients to improve cashflow and refinance their home loan at a discount rate with no more regular repayments.
Enables clients to take control of mortgage repayments with options to pay all or part of their interest in return for a discounted interest rate.
Enables clients to access capital as well as draw down their loan as a regular income stream to supplement superannuation or the Age Pension payments.
Call your BDM or email us at info@connectivehomeloans.com.au and we will be in touch within 2 hours.
