We are experts in home loans, residential investment property finance, refinancing and debt consolidation - catering to customers who might not meet mainstream lender’s borrowing criteria. We believe that home loans should be simple, personal and able to meet borrowers’ changing financial needs. That’s why we assess every application on its individual merits. We have a wide range of solutions to match your personal goals and circumstances. At Connective Elevate, we also prioritise the user experience, which is why we continue to create a fast, seamless and digital experience for you.
How can we help?
Fast turnaround time
Don’t miss out on your dream home. We review applications within two business days. The industry average is 4 weeks.
We accept a variety of income sources to service your loan. For example, depending on the type of loan, self-employed borrowers can use tax returns, BAS or an accountant’s letter to verify your income.
No credit scoring
We assess each client’s situation on a case by case basis, and not relying on a credit score.
90% LVR, no LMI
We offer up to 90% LVR with no Lender’s Mortgage Insurance for our Prime product.