Alt Doc rates from 5.99% p.a.

With the rate reduction set to spark increased borrower activity, we’re pleased to release sharper rates across the Connective Horizon product suite. We’ve matched, and in some cases exceeded, the RBA’s rate cut for new loans.

• Alt Doc Prime Special: Up to $1m and 70% LVR - now 5.99% p.a.¹ (OO P&I) and 6.29% p.a.² (Investor P&I and IO). Plus, a 0.35%–0.40% p.a. reduction on new loans above $1m or 70% LVR.
• Full Doc Prime: 0.30%–0.65% p.a. cut to new Investment loans, and a 0.25% p.a. cut to all Owner-Occupier loans.
• All other residential products: 0.25% p.a. cut.
• All commercial products: 0.25% p.a. cut.

Our new rates will help you deliver even greater value to your clients, from first home buyers to seasoned investors.

Overseas income? Save ‘double-dipping’ on tax with <90% income accepted

These days brokers are tending to cast their net further afield than their local suburb when it comes to sourcing new clients.

Working with expat and non-resident clients can be highly rewarding, though verifying overseas income often adds an extra layer of challenge.

Connective Horizon’s flexible approach helps to maximise your clients’ borrowing power, whether they’re expats working overseas or non-residents looking to buy into the Australian property market.

We accept 90% of overseas income for PAYG and self-employed borrowers, as well as temporary visa holders. And best of all, we use the tax rate from their country of residence and don’t apply the Australian tax rate, so no ‘double-dipping’!

Key benefits

• 90% income accepted from vast majority of countries.
• PAYG, self-employed and temporary visa holders accepted.
• Tax rate from country of residence applied.
• LVR <80% and loan size <$3.5m, depending on the product.
• Purchasing, refinancing or consolidating debt.
• Available for all Connective Horizon products, including construction and commercial loans.

Let’s have a chat

If you’d like to know more about what Connective Horizon has to offer, please reach out to your CHL BDM.