Following the recent May RBA announcement, we're happy to announce that we've passed on the 0.25% p.a. rate cut
Ease the fees for your customers with the purchase, investment, refinance or equity release of a combination of loans
Following the recent Reserve Bank of Australia's official cash rate cut in May, Connective Bridge will lower interest rates by 0.25%.
Following the recent May RBA announcement, we're happy to announce that we've passed on the 0.25% p.a. rate cut across all products for new applications from 20 May 2025*.
Private lending is growing fast—and brokers who understand it can gain a real edge.
Did you know that the SGC (Superannuation Guarantee Charge) will increase to 12% from 1 July 2025?
Marital separations can be particularly tricky, with legal fees, shared assets to divide and new housing arrangements to sort out.
For a limited time, Connective Elevate is waiving the 0.30% p.a. investor loading* on new residential home loan applications (excluding SMSF).
For a limited time, we're offering 0.50% Establishment Fee, as well as only a 0.10% loading on Investor and 0.10% Interest Only loans.
Until 4 June 2025, access promotional rates across our Prime home loan options
A single security bridging loan is a fantastic solution for downsizers and retirees, giving them more options for their next purchase.
Premium products and practical solutions, simple to understand and easy to sell
If your self-employed clients don’t have their latest financials ready, don’t turn them away, our Alt Doc options can help!
Connective Essentials is here to support business owners in realising their home ownership goals sooner with simple verification requirements
Effective 7 March 2025 we will decrease new and existing variable home loan interest rates by 0.25% p.a.
Following the Reserve Bank of Australia's official cash rate cut, Connective Bridge's interest rates will be lowered by the full 0.25% for all new customers.
40-year loan terms are now available on our Prime home loan option.
We’ve consistently listened to broker feedback to continue delivering innovative solutions for your clients.
0.25% p.a. variable rate cut and Extra 0.25% p.a. discount – Limited time only!
We’ve recently increased (and in some cases doubled) our loan sizes and max vacant land size to help you get the deal done.
Reminders from 2024
Our flexible lending solutions help you manage unique or complex deals
Connective Essentials really is built for simplicity!
Don’t miss residential rate drops, policy improvements and an interest offset facility.
Don’t miss the below policy enhancements from Connective Elevate!
Here’s a tip! When it comes to SMSF loans, always ensure that the property deposit is paid from the SMSF account
To help support more customers with their construction goals, customers can now use the Connective Essentials construction home loan
In step with our commitment to continue delivering innovative solutions, exclusively for brokers, we have recently unveiled two new short-term loan products.
Did you know that Elevate new No 'No Lend' locations policy also includes SMSF lending in Category 4 areas?
We have updated our locations policy by bidding farewell to the ‘No Lend’ Suburbs.
Don’t let it hold your clients back. Until 14 November 2024, access up to 55bps off our Near Prime Clear owner-occupied P&I home loan option up to 80% LVR.
Connective Advance have brand new rate reductions and special offers on our Residential, Commercial and SMSF products!
Keeping you and your customers updated and empowered is a key focus for us at Connective Essentials.
With over 86% of new SMSF's being opened with a corporate trustee, here are just some reasons why corporate trustee structures are the preferred approach by SMSF's and lenders alike
Unlock solutions for less. We’re expanding your non-bank solutions so you can grow your business.
Check out the below policy updates including a limited time investor loading waiver offer!
Connective Advance now has two new short term, residential or commercial property secured, easy servicing loan products.
Here are some of the top recent policy enhancements not to miss
To support more clients, Connective Select have made the following changes to their current policy effective 20 June 2024.
Pre-application credit support is key to delivering a great customer experience as it enables you to get quick answers and submit applications with confidence.
Your clients can now borrow up to $8M with Commercial Max and SMSF Commercial Max, offering them greater financial flexibility than ever before.
As a straightforward lender with a commonsense approach, we understand that some clients require greater flexibility and innovative policies that will suit their unique circumstances.
A poll by Mortgage Business showed that 45% of brokers found servicing to be their #1 barrier to getting a home loan right now.
From 1 July 2024, there will be changes on Super Contribution Rules that could help your customers with their SMSF borrowing needs!
Assist your clients with the purchase, refinance or equity release of combination loans involving both a commercial and residential security.
We're excited to announce a special interest rate offer on our Residential Mid Doc product!
Until 15 August 2024, beat the winter blues with these exclusive Connective Solutions promotions
While building a home can offer many exciting possibilities, it can present just as many challenges.
Don't apply for an SMSF loan without checking this first!
At Connective Advance we are dedicated to providing practical financial solutions
Great news for brokers with this announcement!
Need a solution for your outside-the-box clients?
At Connective Advance we work exclusively with mortgage brokers, so we're committed to continuous improvement so we can help you deliver the best journey and outcomes for your clients.
Effective immediately, we have updated our credit scenario template (form) and implemented a new process when seeking a Credit Policy exception.
Our fixed rates are very competitive right now
Whether your clients are self-employed; investors; refinancers; credit impaired or need options for construction.
We have launched on a new design and format of our existing Rate Sheets.
As a Connective broker, you get access to exclusive promotions with Connective Solutions, until 27 June 2024.
Some exciting credit policy updates that become effective 25 March 2024.
When considering whether an applicant nearing retirement is eligible for a loan, policy simplicity is key.
Connective Solutions’ flexible approach to refinancing SMSF loans could be the solution your clients are looking for.
More and more Australians have been taking advantage of exercising greater control over their own financial affairs
In today's fast-paced financial world, near prime lending is emerging as a vital solution
Connective Select is underwritten by Bendigo & Adelaide Bank Ltd
We're focused on helping owner-occupiers and property investors with purchase, refinance and equity release opportunities.
We have some great policy niches which make it simpler for self-employed customers
Following a number of policy improvements late 2023, we have released an optimised 3-page Customer Declaration Form
With Connective Solutions, you can assist clients
Connective Select has reduced new business fixed rates, effective Tuesday 20 February 2024 across all owner-occupied and investment products.
With greater flexibility, competitive rates and no ongoing fees
At Connective Advance we work exclusively with mortgage brokers, so we're committed to continuing to innovate with new products and offerings to help you deliver the best journey and outcomes for your clients
A reminder that we have decreased the serviceability buffer on residential and residential SMSF lending to 2%
We’ve got home loan options that could make all the difference.
Connective Select is making it easier to refinance home loan lending
Good news! Our Investment Loan Waiver offer, available until 31 March 2024
We’re continuing to provide fast, efficient service with turnaround times remaining at one business day for new applications, variations and construction progress payments
At Connective Advance we work exclusively with mortgage brokers
We're excited to let you know that we have partnered with NextGen to launch ApplyOnline
We’re excited to announce that you can now access SMSF loan options through Connective Solutions
It will be business as usual for the weeks leading to Christmas.
In the dynamic landscape of Self-Managed Super Funds (SMSF), recent trends have unveiled substantial opportunities for brokers, especially in property investments and refinancing strategies
This month, we’ve introduced even more policy improvements that will help you service your non-standard customers better
Firstly, we have decreased the serviceability buffer on residential and residential SMSF lending to 2%
We have decreased the serviceability buffer on residential SMSF lending to 2%
More and more Australians have been taking advantage of exercising increased control over their own financial affairs
We're pleased to let you know that we are offering special interest rates for all NEW Residential Full Doc and Residential Mid Doc loans from Monday 2 October until Friday 10 November 2023.
We’re proud to announce that we’ve made more than 20 policy changes to help further our mission to help as many Australians as possible realise their dream of home ownership.
Connective Essentials are helping customers realise their home ownership dreams sooner with competitive rates as low as 5.79% p.a.
Policy has been updated to clarify that the loan type (owner occupied and investment) is determined by the purpose of the funds, not the underlying security.
We have solutions that could turn a ‘No’ into a ‘Yes’
Current offering & 3D Lending
Reduced rates for Commercial loans from 7.69% p.a.
We want to make sure Connective Essentials is helping you and your customers by offering competitive rates and fast decisions. We now have rates as low as 5.84% p.a. (Comparison 5.87% p.a.). We’ve also recently returned to our one business day SLA and have taken steps to simplify the progress payment process too!
New minimum servicing requirements Q&A
Don't miss out on our debt consolidation opportunity
Exciting policy changes are here!
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